INTERNATIONAL & U.S. PREPAID DEBIT CARDS & eWALLET PROVIDER
We are a premier wholesale provider of Prepaid Debit Cards. We provide Prepaid Debit Cards (through our high volume distributors, who are employers, Direct Marketing organizations, remittance companies and affiliation groups) to businesses and individuals on a worldwide basis.
Our Prepaid Debit Cards for financial services applications come in the form of Visa, Discover and MasterCard branded (full-function) Prepaid Debit Cards.
A branded Prepaid Debit Card has Visa, Discover Card or MasterCard logo and hologram on the front of the card. Branded Prepaid Debit Cards allow cardholders to do online purchases, pay bills, do signature-based transactions in restaurants as well as use for ATM withdrawals and POS purchases.
We distribute cards on a wholesale B-to-B basis only. Please do not contact us about purchasing any small quantity of cards for individual consumers. our cards are offered only to institutional level customers (such as employers, network marketing groups, travel clubs & remittance companies).
U.S. Prepaid Debit Cards
For the U.S. market, we have a Discover Card issued by a U.S. bank, and is designed for issuance to U.S. residents and employees of U.S. companies.
Our U.S. cards can be used for multiple applications, including payroll, payout, remittance, rewards and retail general-spending uses.
International Prepaid Debit Cards
We have several International Debit Cards, designed for different regions of the world, each card carries the Visa or MasterCard logo and hologram.
The International Prepaid Debit cards are for payroll, payout and remittance applications; to prevent money laundering and international terrorist group funding, they can not be used for retail, general spending applications.
The significant features of these international cards are:
Global - Offered by several of our non-U.S. bank partners, the International Debit Card can be issued to residents of most countries in the world.
Everyone Qualifies - Because it is "Prepaid", un-banked and banked consumers of most countries in the world can qualify for the International Debit Card.
Instant Issuance - Because the cardholder's name is optional on the card, the International Debit Card can be instantly issued. For example, an employer can immediately give a new employee a new debit card on location, activate the card and then load the net pay onto the card.
Versatile Worldwide Applications - In addition to provide security of funds and convenience, the card makes an excellent payroll card that can be issued to employees everywhere. It can also be an excellent funds transfer card used by consumers to transfer and remit funds to families in the home country.
Very High Initial and Monthly Recurring Residuals For Distributors - The cards can be sold at the market rate of the particular region of the world to bring immediate upfront revenue. An International Debit Card can also bring $3-10 of Monthly Recurring Residual per card, depending on usages.
The card can be used to withdraw cash at more than 2,000,000 ATM’s worldwide and to purchase products and services at 12 million merchant locations worldwide. Because it is a full function branded debit card, it can also be used for online or telephone bill payment and Internet purchases.
International Debit Card Product Summary
A full function branded debit card with the association's logo & hologram
International Debit Card – It can be issued to non-U.S. residents.
Cardholder name is optional, so it can be instantly issued.
Indent Printing – No embossing
Transactions are valid only when electronically authorized – No imprinter (working with embossed cards) off-line transactions – making this card safer from fraud.
Stored value and re-loadable.
US Dollar (USD) in denomination. Euros and pounds are also available denomination options
Customer name optional, but transactions can be signature-based
Internet Load, IVR Load, Card-to-Card Transfer and Direct Payroll Deposit Load
Benefits To Cardholders
The benefits that the International Card can provide you include:
Convenience - Customers prefer Debit Cards because it acts virtually the same as cash, only with much more security.
Security - Funds not used can be securely stored in the Prepaid Bank account in a bank.
No Currency Conversions - Because the denomination is in U.S. dollars, the cardholder can use the card everywhere without having to convert currencies at different countries.
Saving Paycheck Hassles and Risks – Payrolls and payments can be “Direct Payroll Deposited” or transferred to the cards. This can save the risks and hassles of waiting for the checks and cashing checks, especially for consumers, who don't have bank accounts.
Security features such as personal identification numbers (PINs) and no offline imprinter (on embassed cards) transactions also protect you against theft and fraud.
There are no interest charges that are normally associated with credit cards.
Funds Transfer – Consumers can conveniently and inexpensively transfer funds to friends and relatives anywhere. For example, you can buy two cards, and then send one to your mother in a different country. Every time you want to send her money, you can do card-to-card-transfer or load up her card.
Bill Payment & On-line Purchases – It is a full function branded debit card; you can pay bills and purchase products and services on-line or through phone calls using the card. (Note: you cannot do on-line purchases or bill payments with regular Prepaid ATM Debit cards.)
Advantage Of Integrated Approach To Our Clients:
We have all the solution pieces and can provide an Integrated Approach to global payment and payout needs.
Without such an integrated approach, businesses will have to obtain individual solutions from different providers and somehow try to integrate these piecemeal solutions.
Example, in the case of a multinational MLM group, a commission payout event can be seamless. On payout date, the group can execute one command and load all the appropriate member accounts on the eWallet. The members then at their convenience move portions or all their funds in the eWallet to their bank accounts, U.S. prepaid debit cards and or international prepaid debit cards.
Worldwide Connectivity Of Funds
The eWallet can connect to all IBAN bank accounts and bankcard accounts (including certain prepaid debit cards, such as our cards) to provide for the users the capabilities of:
Sending/receiving funds - like PayPal - through banking networks or eWallet-to-eWallet
Managing and moving funds at multiple bank accounts and bankcard accounts (including loading our prepaid debit cards)
Sending funds, automatedly, to multiple users at the same time - as in employers making payrolls and MLM making payouts.
What Business Groups Can Use the eWallet?
eWallet can be the platform for commodity trading value exchange, global remittance, forex, payroll and payout that allows companies to more efficiently and less expensively move funds and make payments. Businesses include:
Companies Need More Optimized International Payroll and Payout Solutions to pay:
Their employee & members
Their suppliers and alliances.
eCommerce Companies (including merchant processors) - Businesses needing a gateway to different payment networks, including for example China UnionPay
Payment Service Providers - Service providers can use the eWallet to offer money transfer service to consumers everywhere.
In summary, we offer you and your organization the following payment solutions:
U.S. Prepaid debit cards - Because of the restrictions of the Patriots’ Act, U.S. banks’ issued Prepaid Debit Cards can only be issued to U.S. residents and U.S. business’ employees. For more detailed information of our U.S. Prepaid Debit Cards, please go to the tab above on Our U.S. Prepaid Debit Cards.
International Prepaid Debit Cards - The International Prepaid Debit Cards, issued by non-U.S. banks, are cross-region Prepaid Visa Debit Cards and can be issued to residents of most countries in the world. We have several International Debit Cards, each card carries the Visa or MasterCard logo and hologram. For more detailed information of our International Prepaid Debit Cards, please select the tab above on Our International Debit Cards.
eWallet - The ewallet can transfer anywhere from small to very large amount of funds, bi-directionally between bank accounts, credit cards, prepaid debit cards and other eWallet accounts. For a better understanding of how eWallet can work synergistically with Prepaid Debit Cards, please download the following presentation. International Payment System Architecture page.
Contact Us Now!
on your organization's payment and funds transfer needs by go to our Contact Page.